Qualified Professional Working with you... to create financial wellness that enables you to achieve your lifestyle goals.
TFC Website Triangles

YOUR TEAM

Meet the team
TFC Financial

At TFC Financial our knowledgable team have an up to date understanding of the current issues that may impact your situation, whilst drawing on their individual expertise and specialist backgrounds. You’ll realise that the time spent gathering information and developing a relationship between yourself and Your Adviser is of great value for the benefit of ongoing advice.

​Each member of Your Team plays an integral part in the advice and service of our clients, they each have a commitment to ongoing training and development.

Our aim is to provide you with the best ongoing support in building the future that you want. 

Midnight Blue Lumos
WHY US?

At TFC Financial you will experience the comfort of knowing that you have been fully understood.

Give people the financial knowledge, so they have the confidence to make decisions that are best for them.

Learn More

Chris Manthey

TFC Director & Senior Financial Adviser – Toowoomba

Chris is proud to help his clients achieve financial literacy and a trust in the system and the people involved, as with this knowledge and confidence they can make decisions that are best for them, not someone else.

LEARN MORE

I believe in simplifying complex financial concepts, ensuring clients feel secure and well-informed as they plan for their future.

Learn More

Sean Farrelly

Senior Financial Adviser – Ballina

Sean loves working with clients to make their personal and financial goals a reality. With over 16 years of experience in the financial services industry, he is committed to empowering his clients on their financial journey. 

LEARN MORE

I believe in simplifying complex financial concepts, ensuring clients feel secure and well-informed as they plan for their future.

Learn More

Tracey Grose

Senior Financial Adviser – Toowoomba
Trace has been helping clients build, protect, and enjoy their wealth since starting her financial planning career in 2000. Currently completing her Master of Financial Planning, she brings years of experience and a genuine passion for personalised advice.
 
A proud Toowoomba local and mum of teenage triplets, Trace is known for her resilience, organisation, and commitment to supporting clients through every stage of life. Outside of work, she enjoys the gym, hiking, walking her dog, and live music.
LEARN MORE

Lorelei Heggaton

Paraplanner | DipFP

Lorelei brings over a decade of experience in banking and finance, having started her journey in 2014. She thrives on being an integral part of our clients’ financial success stories, guiding them towards their goals and beyond.

With a diverse educational background including a Bachelor of Digital Media Production (Film Studies), a Graduate Diploma of Education (Middle Years), and a Diploma of Financial Planning, Lorelei combines her expertise in finance with a passion for education and digital media.

Monique Navratil

Client Support Officer | B BUS FPLAN

Monique brings a wealth of experience and a passion for making a positive impact to her role at TFC Financial. Growing up around accounting, with her mother being an accountant, Monique developed a strong foundation in financial principles. After undergoing scoliosis surgery in 2012, she was inspired to pursue a career that would make a meaningful difference in people’s lives.

Monique started her career journey at Macquarie Bank in 2019, specialising in Macquarie WRAP products, before joining TFC Financial in 2023. Her educational background includes a Bachelor in Business and Financial Planning from RMIT. Prior to her time at Macquarie, Monique gained valuable experience in the New Home Sales Industry, where she worked closely with mortgage brokers to secure her clients’ futures. This experience fueled her interest and studies in financial planning, making her a dedicated advocate for helping clients achieve their financial goals and aspirations

Midnight Blue Lumos

AT TFC Financial…

Our team prides itself on quality, standards and education. We are committed to ongoing education – of ourselves as professionals and our clients as engaged partners in their financial wellbeing.

GET IN TOUCH WITH OUR TEAM TODAY!